5 Money Lessons I Wish I Knew In High School

I feel like overall I have made decent decisions with my money since I entered adulthood. By no means have I been perfect, but I have mostly avoided dumb mistakes. That said, I feel like there are a few concepts that I wish I had known when I was younger. Knowing these would have put me on an even greater financial footing. Here are five money lessons I wish I knew in high school.

The Magic Of Compounding Interest

The concept of my money making money was not something I was aware of in high school.…

Radius Bank Hybrid Checking Review

Late last year I heard about a checking account that paid a 1% interest rate via a sponsorship of the Afford Anything Podcast. I was intrigued as I had not been particularly happy with my current brick and mortar bank. This post is a review of the product that was advertised, the Hybrid Checking account from Radius Bank.

Full Disclosure: These are my thoughts as a customer of the bank for the past four months.

How We Paid Cash For Our Last Car

One of the talking points of personal finance that many “experts” can agree on is that taking out a loan on a depreciating asset is foolish. You are making payments on something for years that will never be worth more than the day you bought it. The biggest example of this is a car.

While eliminating a car loan is something that most people can’t do, it’s something my family did in 2016 when we purchased my Honda Accord.…

Is the Costco Executive Membership worth it?

About six or seven years ago, a new Costco opened just down the road from us. We had never been a Costco member before but heard many positive comments on their warehouses. We decided to join but immediately we had a question.

Membership Options

The question myself and many others have when first visiting a Costco is what membership should you choose? You have two options when joining, Gold and Executive. Gold membership is $60 per year and Executive membership is $120.…

New Years Money Resolution for 2019

picture of multi-colored sticky notes with the word "Resolutions" spelled out above them.

It’s almost March but there is no time like the present to discuss New Years resolutions. I’m not a huge fan of making these, but I do feel like the turn of the calendar year is a good time to look back and reflect on the previous year. What did you do well, what needs improvement, have any of your goals changed? These are just some of questions I like to reflect on as I head into a new year.…

6 Frugal Things To Do With A Tax Refund

Tax season is here and some of you may be getting a refund. Rather than blow it on a big screen TV or other non-essential items, why not choose a more frugal options. Below are six frugal options for your tax refund.

Emergency Fund

If you do not have an emergency fund, now is the perfect time to start one. As the name simply says, it’s a place where you stash money in case of emergency.…

Nest Temperature Sensor Review

A few years ago our local electric company was offering a $100 instant rebate on Nest thermostats. As a technology guy and someone who didn’t particularly care for our cheap builder grade thermostat, I decided to finally buy one. I had been looking at them for some time, but never wanted to pay $250 for a thermostat.

Overall we have been happy with our purchase as it introduced a few key advantages over our existing unit.…

Introducing The Tools Page

When I first had the idea to start Frugalish, one of the early resources I wanted to establish was a page with a list of the various “things” that I find useful. Inspired by the fabulous Stuff I use page over at Paul Stamatiou’s website, I present the Tools page here at Frugalish.

I realize “things” is a pretty broad term, but I’m going to mostly limit the items I place on the Tools page to having some kind of link to money.…

Why You Might Need A Budget – Including A Free Budget Spreadsheet

Budget. I’m not sure there is a more polarizing word in personal finance. Some people cringe at the mere utterance of the word. Others give it a more friendly name like “spending plan”. Both hated and loved, a budget is an important financial tool that can be used in a variety of ways to guide you on your financial path. Whether or not you currently use a budget, it’s worth discussing when having one might be a good idea.…

Welcome To Frugalish

Hello and welcome to Frugalish! My name is Kevin and I’ll be your guide here. Before I tell you what to expect here at Frugalish, let me tell you a little about myself. I have worked in the Information Technology field for over 15 years and live in Atlanta, GA with my wonderful wife and two young sons. Some of my hobbies include technology, the outdoors, cooking, and learning new things.

I have always had an interest in financial topics.…