How We Paid Cash For Our Last Car

One of the talking points of personal finance that many “experts” can agree on is that taking out a loan on a depreciating asset is foolish. You are making payments on something for years that will never be worth more than the day you bought it. The biggest example of this is a car.

While eliminating a car loan is something that most people can’t do, it’s something my family did in 2016 when we purchased my Honda Accord.…

New Years Money Resolution for 2019

picture of multi-colored sticky notes with the word "Resolutions" spelled out above them.

It’s almost March but there is no time like the present to discuss New Years resolutions. I’m not a huge fan of making these, but I do feel like the turn of the calendar year is a good time to look back and reflect on the previous year. What did you do well, what needs improvement, have any of your goals changed? These are just some of questions I like to reflect on as I head into a new year.…